Omnis Group’s Daniel Morcombe is an experienced financial planner and personal risk advisor who helps business owners, medical specialists and retirees to manage their often complex financial affairs to build and protect their wealth so they may enjoy a life of financial security and choice.
Daniel’s clients share key characteristics; as business owners and medical specialists both young and established professionals – they experience considerable time pressure; as high-income earners they have financial complexity that regularly traverses personal and business matters, and in retirement Daniel’s clients require advice for reliable income streams and wealth protection strategies.
A financial services professional with advanced qualifications since 2002, Daniel’s considerable financial knowledge is matched by his ability to build strong and genuine personal relationships. Firmly focused on helping people, he strives to make a difference though financial education, mentoring and leadership that enables his clients to protect their livelihood and grow their wealth.
Driven to truly understand his clients’ needs, values and financial situation, Daniel often uncovers important matters some of which can have life-changing impacts.
Most notably, and as a result of his diligent fact-finding approach, Daniel identified an unclaimed trauma benefit for $720,000 that allowed a grateful new client to become financially secure following a difficult and trying time caused by serious illness.
Daniel understands that wealth means different things to different people.
By defining what money represents for each individual, he establishes a platform upon which a truly personal financial plan can be built. Regular reviews enable flexibility for whatever life may bring offering the opportunity to reset plans to accommodate changing needs while maintaining the financial discipline necessary for achieving the goals that make life meaningful.
He is astute, practical and most importantly accessible. Naturally patient and thoughtful, he mentors and supports his clients and understands that complex financial matters require clear explanation.
Daniel works closely with a range of specialised professionals – often accountants, solicitors and lenders – and considers all matters that in influence or contribute to outcomes.
He encourages collaboration believing his duty of care includes ‘fresh professional eyes’ to capture hidden opportunities and mitigate risks.
Daniel considers himself a ‘financial project manager’ integrating his clients’ personal financial affairs with their business matters. His advice includes strategies for superannuation and investment; personal risk; budgeting and savings; lending and debt management and tax efficiencies and estate planning.
By virtue of his ‘clients for life’ approach, Daniel’s advice is personalised, inclusive of overarching objectives and focused on achieving well-articulated financial goals. He anticipates needs, guides decision making and represents his clients’ best interests at every stage.
Daniel is the outdoors type – cycling, camping with his wife and three children and following the AFL. He admits to being a one-eyed (and long-suffering) Freo supporter! For Daniel, participating (and getting his kids off technology!) is what life’s all about.
Daniel grew up in Moora, a rural community with a population of around 2,000 people in the Western Australian Wheatbelt. He attended school in Perth, later working in agriculture as a farm advisor. In this role, Daniel gained respect as a clear communicator able to consider big picture matters and translate complex issues into practical strategies. It is these qualities that continue to underpin his success as a financial planner today.